Skip to main content

Retirement Plan Times Newsletter: Advice At A Higher Level, Q4 2020

November 23, 2020Retirement Planning

In this issue:

Election years, with their uncertainty and increased emotions, cause anxiety for investors. Certainly, there may be short-term market volatility around elections, but history suggests that over the long-term the economy and markets move higher regardless of election outcomes.

In fact, presidents often receive too much credit for strong economies and markets, as well as too much blame for weak economies and markets. Corporate earnings are the real driver of the market over time. Presidents have less impact on corporate earnings than many perceive.

Most recently, the market fell after the Trump election. However, it quickly reversed to a strong upsurge over the next few years. Investors that sold out of the market on Trump’s election missed out on several strong years of returns. This has played out many times in history. Looking at the long-term effects of presidential transitions, as the chart below shows, markets have trended higher over the long term regardless of whether a Republican or Democratic president held office.

The key to investment success, as always, is diversification and a long-term investment horizon. It is important for investors to tune out the short-term noise and keep a long-term perspective.

Blog Content Image

Articles

      • Election Year Investment Volatility
      • Plan Document… Save or Purge?
      • Good News 401(k)
      • Four Tips for Increasing Your Retirement Dollars
      Download newsletter

      On the subject

      Meredith Stewart

      Mega Backdoor Roth

      You may have heard this bizarre sounding term "Mega backdoor Roth" pop up in financial articles or amongst conversations with colleagues which seems more related to furniture than finance. We’re here to break it down. We’ll start with what’s a “Roth,” then what does “backdoor” mean, and how much is “mega.”

      Kendall Acheson

      Retire in Your 50's- A Three Step Guide for Nike VP's

      It’s no secret that the traditional plan to work until you’re 65 isn’t the norm at Nike. The more common sequence is working your way up the ladder until your mid 50’s, at which point you realize you’re the oldest person in the room. What if you could make work optional in your 50’s and retire at the end of your Nike career?

      Ryan Christensen

      Retirement Plan Times Newsletter: Advice at a Higher Level, Q4 2023

      Fall is here and 2024 is just around the corner (gasp!). Welcome to our 4th quarter edition of CHP Retirement Times. As participants prepare for any year-end updates to their retirement plan, Cable Hill is here to help! Feel free to contact Nicholas or Ryan at 503.765.1223 or at retirementteam@cablehill.com

      Ryan Christensen

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q1 2022

      As flowers and trees begin to bloom, we bring you our spring season quarterly newsletter. In this edition, you will find information on helping employees make their money last as well as financial wellness statistics.

      Ryan Christensen

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q4 2021

      The holidays are approaching, and we hope this edition of the CHP Retirement Times Newsletter finds you and your family well.

      Kendall Acheson

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q2 2021

      Learn how to increase participation and engage employees in their financial wellness, as well as learn the benefits of having a retirement plan committee and the different tax tips for approaching retirement.

      Shelby DeSiervo

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q1 2021

      Learn how to prevent making common fiduciary errors and what to do with those terminated employees who have left their account balances in your plan.

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q3 2020

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q3 2020

      "It's That Time of Year Again!" Summer is drawing to an end and fall is approaching. Kids are gearing up for school and the leaves on the trees are starting to change color.

      August 18, 2020Retirement Planning
      Retirement Plan Times Newsletter: Advice At A Higher Level, Q2 2020

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q2 2020

      "A Brighter Tomorrow." It is evident that we have been in challenging times. The Coronavirus has impacted many of us and changed how we live our normal lives.

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q2 2019

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q2 2019

      With sunny weather on the horizon, now is the time your plans for summer fun come to fruition! You may be noticing a surge in activities to add to your calendar and with that comes a surge in upcoming expenses.

      August 05, 2019Retirement Planning
      Retirement Plan Times Newsletter: Advice At A Higher Level, Q3 2018

      Retirement Plan Times Newsletter: Advice At A Higher Level, Q3 2018

      This issue of “Advice at a Higher Level” is all about retirement plan health and addressing common issues that arise related to former employee accounts and distributions. We provide best practices for helping prevent uncashed retirement distribution checks and outline the potential “Pros” and “Cons” to forcing out former participants.

      September 25, 2018Retirement Planning
      View More

      We’d love to meet you